Appraisal services for and Baltimore County homeowners

Here are the top seven reasons why homeowners use :

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Baltimore county's assessment of your property
  3. To reduce a monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce, when property needs to be divided
  7. Settle an estate in by determining the true market value of real estate in question

Need help determining the value of your home in or near , ?
Contact .

At , we understand the special needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're veterans in helping clients just like you dismiss unneeded PMI insurance.

Challenge property tax assessments

If you live in a local area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from is your best weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. can provide you with a professional appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.